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Home buyers could benefit from cheaper rates and cashback incentives by taking out a ‘Green’ Mortgage deal.

What is a Green Mortgage?

Green mortgages are mortgage deals available to people who buy environmentally friendly homes or make energy-efficient home improvements to their property. Green mortgages may offer a discounted interest rate when you buy a property that conforms to a specific energy standard. For example, if the property you want to buy achieves an energy rating of A or B. They are most commonly available on new-build homes, but they can also be available for properties that have been renovated to meet high-efficiency standards.


How do green mortgages work?

There are three main types of green mortgages:

  • Deals that offer a lower rate on properties with a specific energy rating.
  • Standard mortgages offer cashback to people who buy energy-efficient properties.
  • Mortgages that offer cheaper rates or cashback when people make green home improvements.


What is an energy performance rating (EPC)?

EPCs grade the energy performance of a property. They provide a current and potential score out of 100. The score is used to give a grade of between A and G.  EPCs last 10 years and an up-to-date EPC must be provided when properties are marketed for sale.

For more information on how you can improve the energy efficiency of your home visit: Energy Saving Trust

By following the above link You will be moving to a new site which is not regulated by the Financial Conduct Authority.  We give no endorsement and accept no responsibility for the accuracy or content of any sites linked to this site.

How can Mortgagemove help you get a Green Mortgage?

At Mortgagemove we have access to green mortgages along with hundreds of other mortgage products.

We will tailor our search for the most appropriate solution for our clients.



Approved by the Openwork Partnership on 16/03/23


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